Senior Commercial Analyst (FP&A) (m/f) | Hamburg

  • Competitive
  • Hamburg, Freie und Hansestadt Hamburg, Germany
  • Permanent, Full time
  • Kreditech Holding SSL GmbH
  • 17 Jan 17

Join the financial revolution! Are you passionate about finance and want to make a real change? Join Kreditech and our team of over 300 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

Your Role

  • You will act as the Finance Business Partner to our Commercial Team by internally advising as well as supporting the end-to-end commercial value chain through your robust business analysis skills and entrepreneurial mindset. By being at the heart of all commercial activities of our company, you will build the ultimate link between the Finance function and the success of our global operations
  • Your top priorities will be to analyze and provide both relevant financial information and key performance indicator trends to the senior management and other key stakeholders of a fast growing consumer credit company driving the growth and development of the Kreditech Group
  • In this role, you provide accurate and timely financial performance analysis, covering daily, weekly and monthly management reporting, in close cooperation with our Commercial Team which sets the framework of your reports and analysis based on the current and strategic commercial activity roadmap;
  • Your analysis is expected to focus on and provide insights into adding value for the company’s commercial operations by improving product profitability, optimizing customer lifetime value and seeking for cost / value efficiencies;
  • You are expected to:
  1. Drive excellence and transform existing FP&A processes (by automation, simplification and standardization)
  2. Initiate enhancements and quality improvements to ensure FP&A activities provide senior management with tools to better understand the key financial and business metrics
  3. Support the development of new products and monitor their launch in the several countries
  4. Design new reports needed for different internal stakeholders;
  • In your role, you will own and support important parts of the management accounting and reporting system, including:
  1. Commercial Value Chain Analysis (entire chain from customer acquisition, through revenues to collection)
  2. Business Plans
  3. Scenario Analysis
  4. Product Profitability / Pricing.

Your Strengths

  • At least 3-4 years of experience in the Financial Analysis / Controlling department of a consumer lending organization;
  • University / postgraduate degree in Economics or Mathematics;
  • Extensive practical experience and good knowledge of fundamental Controlling and Finance principles;
  • Strong analytical skills and knowledge of financial modeling and valuation methods;
  • Experience, interest and aptitude in the consumer credit business;
  • Excellent knowledge of MS office package, especially Excel and PowerPoint;
  • Fluent in English. Any other of our company languages would be a plus (German, Spanish, Polish, Czech, Russian);
  • Ability to work effectively, both independently/ self-directed and as a member of a team;
  • Attention to detail and timeliness in delivering on commitments;
  • Skilled in problem solving, decision making, and conflict resolution.