• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 2018-11-19

HK - GCB - Risk Analyst (Unsecured Leanding - Personal Loans)

HK - GCB - Risk Analyst (Unsecured Leanding - Personal Loans)

  • Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 18057014


  • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/ portfolios performance
  • Prepare regular acquisition/ portfolio quality review MIS & critical regulatory reporting with key commentary on portfolio trend highlights / key initiatives
  • Perform regular monitoring & validation on the performance of credit scorecards & bureau segmentation models.  Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track & perform effectiveness of the actions
  • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with regulatory and group requirements
  • Participate in various business, risk & system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines
  • Minimum 1-2 years of risk management experience in Unsecured Lending Products
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS word / excel / access / powerpoint