• $3,000 - $5,000 * 13 months
  • Singapore
  • Permanent, Full time
  • 17 Jan 19

CREDIT RESEARCH - FintruX Network is a well-funded ecosystem platform built on the blockchain to provide liquidity to under-served SME globally. All loans are protected by proven credit-enhancements. We are seeking a credit researcher to work with our credit analysts to leverage untapped data to help improve our borrowers’ credit. By leveraging data, machine/deep learning and blockchain technology, you can help make a previously unprofitable market segment highly attractive. Successful candidate will have an opportunity to participate in building, monitoring and improving internal scorecards incrementally via artificial intelligence. We promote work-life balance via automation.


You will work closely with our credit analysts to identify bespoke credit & financial data.  Our technology team can support you to connect and integrate with relevant data sources that you identified.  By applying state-of-the-art commercially available artificial intelligence, you can separate signals from noises and help improve our borrowers’ credit.  Your effort should result in improved scorecard constantly.


  • Study SME borrowers’ data to understand key aspects of analysis and summarize it for the credit analysts for review
  • Work closely with the credit analysts in investigating credit and financial data, identifying inconsistencies and understanding rationale for bespoke data
  • Apply machine and deep learning provided to help improve borrowers’ credit ratings
  • Conduct relevant economic and industry analysis
  • Identify relevant data sources and vendors for data acquisition
  • Work with our technology team to integrate data sources recommended by you
  • Incorporate feedback from credit analysts and borrowers to contribute in improving FintruX’s internal scorecard incrementally
  • Aim to reduce time spent on credit analysis with higher quality
  • Recommend innovative solutions towards simpler, faster, better



  • 1-3 years of relevant work in finance or accounting
  • Experience in credit risk and data analysis is asset
  • Recognized degree in finance/accounting/business
  • Excellent qualitative and quantitative analysis skills
  • Interest and aptitude in data, statistics, metrics, analysis and trends
  • Excel in statistics, financial analysis, economics and industry assessment
  • Enjoys working on a large variety of topics related to SME commercial lending
  • Exceptional written and verbal communication skills
  • Creative and with strong attention to details
  • Solid research and problem-solving skills
  • A mindset of ownership and accountability
  • A self-starter attitude, adaptable, teachable, able to multi-task well in a innovative environment
  • Good team player with the ability to build meaningful relationships with all stakeholders


  • Optional one-day-a-week working from home
  • Respect is expected from all team members and stakeholders
  • Open, modern and pleasant office near CBD and MRT
  • Stability as company can pay all obligations without revenue for 2+ years
  • Group medical benefits included
  • A learning environment where one can dive deep into the latest technologies and make an impact



FintruX Network is a well-funded ecosystem platform built on the blockchain to provide liquidity to under-served SME globally.  All loans are protected by proven credit-enhancements. We facilitate lending in a true peer-to-peer network to ease the cash-flow issues of SMEs that typically face challenges getting loan financing. While pursuing traditional financing, most SMEs face challenges such as significant collateral requirement, stringent terms, and impossible rates (if alternative financing is procured). With credit enhancements, advanced technology and an open ecosystem, FintruX Network makes it easy for small businesses to quickly secure affordable loans with no collateral requirement.



Please submit your salary expectations along with your resume. We thank all applicants for their interest; however, only those candidates selected for interviews will be contacted.