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Analyst/AVP, Credit Analyst (1 year contract)

MUFG Singapore
Posted 1 day ago Hybrid Permanent Negotiable

Purpose of the Job

Responsible for preparing robust credit applications for Corporates across a variety of industries in country and across the region. Also, support in monitoring the department/Branch credit portfolio including but not limited to borrower ratings, credit due date control and collaterals to identify any credit risks to the department.

Job Responsibilities:

  • Develop and maintain strong stakeholder management with key stakeholders within MUFG
  • Work in partnership with colleagues across the region to deliver an integrated service for our customers.
  • Work in partnership with Relationship Managers in the country to support the team in resolving any complex credit processes or credit operational issues
  • Work in partnership with Relationship Managers and Credit department in other Branches to support transactions booked in other Branches balance sheet
  • Work in partnership with Credit Division to resolve any complex credit application issues and share various credit reports prepared by the team
  • Support the Team Lead
  • Collect relevant information from relationship managers and prepare credit applications for approvals, ensuring that thorough analysis has been performed including analysis of cash flow projections.
  • Review borrower ratings in accordance to MUFG's guidelines and policies.
  • Monitor due date controls to support the credit facility renewal and ensure that covenant checks are completed in a timely manner.
  • Prepare reports to monitor submission of documents on covenants checks to ensure that credit applications are appropriately supported.
  • Support in updating local credit policies to ensure alignment with all relevant regulations.
  • Support the delivery of timely process improvement initiatives for the department.
  • Support in assessing the health of department's credit portfolio, including but not limited to borrower rating and collaterals control
  • Support in internal and external audits by coordinating activities for the department.
  • Maintain good working knowledge of industry trends, products, relevant laws and regulations.
  • Participate in relevant committees in the region
  • Adhere to all company policies as well as guidelines

Job Requirements

  • Degree qualified
  • Minimum 1 year of experience as a Corporate Credit Analyst within the banking industry (Analyst)
  • Minimum 3 years of experience as a Corporate Credit Analyst within the banking industry (AVP)
  • Basic accounting knowledge
  • Strong analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
  • Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
  • Experience in preparing credit application including cashflow projection
  • Good knowledge of industries and economic environment in the region.
  • Detailed understanding of Bank's products and their risks.

We regret to inform that only shortlisted applicants will be notified.


Job ID  10059158-WD
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