Credit Approver (Consumer Loans- Housing Loan) Credit Approver (Consumer Loans- Housing Loan) …

OCBC Bank
in Singapore
Permanent, Full time
Last application, 06 May 21
Competitive
OCBC Bank
in Singapore
Permanent, Full time
Last application, 06 May 21
Competitive
OCBC Bank
Credit Approver (Consumer Loans- Housing Loan)
Job Description:
  • Conduct credit reviews and approvals:
    • Both Private Residential and HDB Mortgage Loans
  • Ensure loans are approved with independent due diligence, adhering to regulatory and credit guidelines
  • Ensure and work closely with stakeholders to improve end-to-end processes to achieve faster turnaround and increase efficiency
  • Actively participate in the review of credit policies and provide recommendations on credit policies to ensure the key risks and controls are adequately addressed
*LI-LW

Qualifications
  • 5 - 8 years of direct experience in approving housing loans
  • Strong understanding of the Singapore property market and the mortgage regulatory requirements (eg MAS Notice 632, 645, TDSR guidelines)
  • Sound knowledge on mortgage process and credit documentation
  • Good interpersonal and communication skills
  • Team player and willing to take on additional responsibilities and work improvement projects.
  • Proficient in Microsoft Excel, Microsoft Access and Microsoft Powerpoint
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