Product Manager - Unsecured Lending Product Manager - Unsecured Lending …

OCBC Bank
in Singapore
Permanent, Full time
Last application, 21 Jan 22
Competitive
OCBC Bank
in Singapore
Permanent, Full time
Last application, 21 Jan 22
Competitive
OCBC Bank
Product Manager - Unsecured Lending
Roles and Responsibilities:
  • The role carries out the overall business objectives of the unsecured loans products, oversees the effective day-to-day product management and develops strategic initiatives for the team.
  • Manages the development of unsecured loans products, and the design and implementation of campaigns to achieve business goals and increase market share.
  • Ensure channels and processes effectiveness through an analytical and innovative approach to product management.
  • Close collaborations with stakeholders including analytics, risk, operations, sales, technology and key channels to meet business objectives and enhance performance of initiatives.
  • Ownership of Loan Product P&L, and lead credit discussions for risk optimization and opportunities.
  • Responsible for the effective execution of multi-channels campaigns with product offers and pricing positioning that align with business strategies and revenue targets.
  • Identify cross-sell opportunities through universal expansion of new channels and capabilities, and the optimization of existing ones to increase market penetration and overall sales volumes.


Qualifications
Requirements:
- A recognized university degree with minimum 6 years of experience in financial services
- In-depth understanding of cards and lending business including profitability drivers
- Results-oriented, highly driven and self-motivated with strong leadership skills
- Strong interpersonal and communication skills with proven ability to build consensus across different stakeholder groups
- Good team player with positive attitude and ability to work under pressure effectively
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