Role Responsibilities A global legal role as part of a team delivering commercially focused, risk-adjusted and sophisticated legal advice to the group Consumer, Private and Business Banking ("CPBB") business of SC; with a particular focus on: the Personal Banking business; retail Banking Products; and Digital Banking initiatives; working closely with group and country legal and business teams worldwide.
Strategy - Support the execution of the strategy for the legal support relating to: the Personal Banking business; retail Banking Products; Digital Banking initiatives; and potentially third-party partnerships, with overarching accountability to the Head, Legal, Business Banking, Banking Products and Digital Banking, CPBB Legal and General Counsel, CPBB.
- Maintain close relationships with CPBB stakeholders (including Business Risk Management leads) and assist relevant legal teams to interface with and support such stakeholders.
Business - Deliver commercially focused, risk-adjusted and sophisticated legal advice to the CPBB business of SC, and in particular, relating to: the Personal Banking business; retail Banking Products; Digital Banking initiatives; and potentially third-party partnerships; including their related business, risk management, and country legal stakeholders.
- Deliver legal advice to the Digital Banking business on digital banking initiatives supporting the CPBB business.
- Closely work where relevant with other SC legal teams to ensure the above legal advice is appropriate for the CPBB business, which by way of example may include collaboration with specialist commercial contracts and technology contracts advisory teams on material third-party contracts relating to the CPBB business.
- Advise on appropriate contractual provisions in contracts which reflect SC's risk appetite relating to third-party risk management; including (but not limited to) risk areas such as privacy and information security.
- To work closely with, coordinate, lead and support group and country legal teams supporting CPBB worldwide.
- Support the development, maintenance and review of global template legal documents for CPBB.
Processes - Where external counsel is appointed, liaise with external counsel and ensure the scope of work is defined and appropriate, oversee the quality of work and manage external legal costs, and ensure appropriate overall matter management.
- Contribute to other legal process management activities, such as managing external counsel costs.
Risk Management - Promote the culture and practice of compliance with legal standards (including conducting business within legal and regulatory requirements, and to high ethical standards) within the Group and embed a "Here for Good" culture consistent with the Group's Code of Conduct.
- Contribution to the day-to-day management of the Group's legal enforceability risk relating to the above areas, including supporting the implementation of global standards for legal matters relating to CPBB.
- Work with the specialist dispute resolution team and SC's specialist restructuring bankers from time to time on litigious or restructuring cases.
- Work with various other SC legal and compliance teams to support CPBB initiatives.
Governance - Within the Group's overall risk management framework, support the establishment and maintenance of appropriate risk based legal frameworks for identifying, assessing, managing, monitoring, mitigating and reporting legal risks across CPBB.
- Support the development of appropriate legal policies, procedures and standards; including for the management of legal risk relating to product structuring and governance.
- Establish and maintain effective processes (including the: provision of training, advice and support; and solicitation of input from appropriate stakeholders and committees) to ensure that policies, procedures and standards to address legal risks are effectively implemented across CPBB.
- Support the preparation of reports to relevant risk and control committees and management groups on key legal risks and issues.
- Support the legal team in the governance of CPBB by reviewing papers tabled at the relevant governance committees to ensure they clearly articulate legal risk issues and mitigants and are appropriately approved.
Regulatory & Business Conduct - Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders - Group CPBB Businesses and colleagues working with CPBB in technology and operations
- Group CPBB Legal
- Wider stakeholders in SC legal, including specialist technology, commercial, disputes and IP legal teams; and country legal teams supporting the CPBB business worldwide
- Wider CPBB business stakeholders worldwide in conjunction with relevant group and country stakeholders
Other Responsibilities - Contribute towards embedding Here for good and Group's brand and values in the SC legal team.
Our Ideal Candidate - Qualified to practice as a solicitor/attorney or barrister/advocate.
- 4+ years of post-qualification experience at a financial institution, financial technology firm or law firm working on cross border matters.
- Retail banking experience, including handling complex transactions, preferred (although we welcome strong applicants with an interest and willingness to learn).
- Financial technology, data or privacy experience preferred (although we welcome strong applicants with an interest and willingness to learn).
- Sharp business acumen (including the ability to assess risk and appropriate levels of return), strong transaction management qualities, excellent interpersonal skills and multi-cultural awareness, and the ability to operate in areas of ambiguity.
- Personal authority with proven ability to establish relationships with stakeholders.
- Ability to collaborate and work dynamically with country, regional, group, business and risk stakeholders across a geographically dispersed and varied customer and product base.
- Sound judgement on business practices, regulatory relationship management and reputational risk, with exemplary ethics and independence.
Role Specific Competencies - Legal negotiation
- Commercial legal knowledge
- Banking/finance law knowledge
- Privacy and data law knowledge
About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
- Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
- Flexible working options based around home and office locations, with flexible working patterns
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers