About the Opportunity

N26 is looking for a Senior Legal Counsel Banking Law to further expand our legal expertise. In this key role, you will be part of our Banking Law & Litigation Team and serve as a strategic partner to management and the Executive Board.

Your focus will be on the legal architecture and risk mitigation for groundbreaking financial products. You will shape the future of digital banking by translating complex regulatory requirements into legally sound concepts, from scaling our banking, trading, and crypto offerings to entering new European markets. In doing so, you will balance agility with the highest standards of compliance, ensuring that our product vision always aligns with regulatory law.
In this role you will:

• Work within the N26 Legal Department in our Banking Law & Litigation Team, contributing to the launch and scaling of forward-looking banking and financial products (e.g., Trading & Crypto).
• Provide holistic advice to management and the Executive Board on all legal matters relating to existing and new banking, trading, and financial products.
• Evaluate complex regulatory requirements and develop legally sound concepts for new products in a dynamic environment.
• Collaborate closely with the Product and Compliance teams, ensuring that innovation and regulatory compliance go hand in hand.
• Act as the point of contact for regulatory audits and confidently manage communication with supervisory authorities.
• Independently coordinate collaboration with external legal counsel and ensure first-class advisory quality.
• Independently conduct court and dispute resolution proceedings, taking responsibility for the management of significant litigation across all instances.

What You Need to Be Successful:
Background:

• You are a fully qualified German lawyer (Volljurist) -and you have completed both the First and Second State Law Examinations.
• You have at least 4 years of professional experience, with a significant portion in banking and financial law at a renowned law firm and/or an international company (fintech experience is a plus).
• Comprehensive knowledge of banking and financial law, as well as adjacent legal fields, is required. Experience in other legal areas is welcome.
• Ideally, you have successfully completed the specialised lawyer course in banking and capital markets law (Fachanwaltslehrgang im Bank- und Kapitalmarktrecht) or already hold the title of Specialist Lawyer (Fachanwalt).
• Fluent in written and spoken German and English. Any additional language (especially French, Spanish, or Italian) is a plus.

Skills:

• Strong interest in technical and business contexts, as well as digital business models.
• Ability to work independently, make decisions, and defend them both internally and externally.
• Pragmatic approach to tackling new topics and legal areas, while closely monitoring dynamic regulatory developments.
• High level of integrity, dedication, and initiative, with no hesitation to take on personnel management responsibilities.

What's in it for you:

• Accelerate your career growth by joining one of Europe's most talked about disruptors .
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We'd love to see your application even if you don't meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We're here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion