Assistant Manager, Business Account Acquisition
About Dah Sing Group
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.
Reporting to Senior Manager, Business Banking Acquisition, you are expected to e plore new business opportunities in SME segment to generate lending businesses and revenues for the Bank.
Responsibilities:
• Work towards KPI target by acquiring new SME account and CASA deposit balance.
• Build and manage sales pipeline effectively by generating new leads from own network and working closely with branches to identify SME loan opportunities.
• Conduct need assessment to map suitable financial products/service to meet customers' needs and identify up-selling and cross-selling opportunities for SME and Retail Banking Business.
• Follow through the whole loan application process, from application submission to loan drawdown.
• Ensure KYC/CDD compliance for all new to bank and existing customers and exercise risk assessment for new customers by following all necessary procedure of KYC.
• Prepare credit proposal and conduct regular review to ensure credit quality by following the Bank's policy and procedures.
• Comply with customer data protection, regulatory conduct, compliance requirements and practices as defined by internal and external requirements.
• Achieve and maintain excellent service quality to SME Business Banking customer and handle customer enquiries in a professional way to ensure a high level of customer satisfaction
Incumbent Requirements:
Please note that only shortlisted candidates will be notified.
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.
Reporting to Senior Manager, Business Banking Acquisition, you are expected to e plore new business opportunities in SME segment to generate lending businesses and revenues for the Bank.
Responsibilities:
• Work towards KPI target by acquiring new SME account and CASA deposit balance.
• Build and manage sales pipeline effectively by generating new leads from own network and working closely with branches to identify SME loan opportunities.
• Conduct need assessment to map suitable financial products/service to meet customers' needs and identify up-selling and cross-selling opportunities for SME and Retail Banking Business.
• Follow through the whole loan application process, from application submission to loan drawdown.
• Ensure KYC/CDD compliance for all new to bank and existing customers and exercise risk assessment for new customers by following all necessary procedure of KYC.
• Prepare credit proposal and conduct regular review to ensure credit quality by following the Bank's policy and procedures.
• Comply with customer data protection, regulatory conduct, compliance requirements and practices as defined by internal and external requirements.
• Achieve and maintain excellent service quality to SME Business Banking customer and handle customer enquiries in a professional way to ensure a high level of customer satisfaction
Incumbent Requirements:
- University degree in business Management/ Finance/ Related disciplines preferred.
- Minimum 2 years' experience in business banking, relevant experience in commercial lending or SME lending advantageous.
- Sound knowledge in commercial credit, product and services with strong compliance mindset.
- Excellent interpersonal, negotiation, analytical and communication skills.
- Self-motivated, resilience, customer-centric, with good teamwork spirit.
- Proficiency in both English and Chinese, fluency in Putonghua is an advantage.
- Relevant insurance licensing (IIQE Paper 1, 2, 3) advantageous.
Please note that only shortlisted candidates will be notified.
Job ID 3119
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The Dah Sing Financial Group is a leading financial services group in Hong Kong, active in providing banking, insurance, financial and other related s...
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