Job Description

We are currently looking to fill a Senior Financial Analyst (SFA) position at American Express. This individual will support financial analysis and modelling on a wide range of critical business initiatives regarding our consumer and commercial businesses in Hong Kong. This position will be based full-time out of our Hong Kong office.

Responsibilities

• Develop a thorough understanding of business drivers and investment opportunities to support decision-making
• Support and manage components of month-end closing, forecasting and budgeting process. Analyze and explain the variance between budgeted and actual financial results
• Perform in-depth financial analyses, manage assigned business initiatives, and provide actionable recommendations to support business growth and decision-making
• Maintain and enhance existing financial models and support model development with technological tools
• Partner independently with stakeholders across Marketing, Risk, Central Finance, Controllership, and other functions to support business initiatives, provide financial insights, and ensure initiatives meet internal standards
• Create meeting materials and presentation decks as needed
• Collaborate across markets in order to share insights and best practices

Qualifications

• A bachelor's degree in Finance, Accounting, Business Administration, Engineering, or related disciplines preferred
• 5+ years of experience in financial planning & analysis, forecasting, banking, financial services, or other relevant industries.
• Experience with architecting integrated models from scratch in Excel or other applications is preferred, as is knowledge of AI adoption
• Hands-on experience with any programming language (e.g., TM1, VBA, SQL, SAS, Power BI) is a definitive advantage
• Excellent analytical, writing, and presentation skills. Good verbal and written communication skills in English, Cantonese and Mandarin.
• Comfortable interacting with all levels of the organization
• Prior experience with lending products or the lending industry is preferred but not required
• Professional credentials such as a CPA/CPA/M.Sc. degree are advantageous

To be successful in this role, you should meet the following requirements:

• Learn quickly, embrace new challenges, and exhibit a strong work ethic, accountability, passion, enthusiasm, and a growth mindset
• Demonstrate ability to independently manage multiple stakeholders with excellent problem-solving abilities
• Apply strong financial modeling skills
• Communicate complex ideas effectively through storytelling, concise presentations, and actionable messaging. Influence stakeholder discussions and decision-making.
• Manage multiple projects simultaneously while meeting time-sensitive deadlines and delivering high-quality results
• Contribute to a highly collaborative team environment and work effectively across international markets and time zones.

*Candidates with less experience who demonstrate strong analytical capability and learning agility may be considered for the Financial Analyst level.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.