Job Description

Analyst, International Enterprise Risk Management CoE, India

The Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.

Analyst, International Enterprise Risk Management CoE, will be a part of the GRC organization and will be based out of India. The incumbent will help support the risk identification, risk aggregation and escalation for all of proprietary business across international markets. The risk universe's scope would include but not limited to Credit Risk, Operational Risk, Market Risks, Liquidity & Funding Risks, Conduct Risk, Reputational risk, Strategic risk.

Responsibilities

• Develop risk tolerance limits, and establish risk appetite metrics and escalation thresholds for all major risk types
• Support development of key credit risk and fraud risk metrics as per enterprise standards. Assist in any area specific projects from time to time.
• Identify emerging risks in accordance with the risk appetite program
• Responsible for the Automation of Risk Appetite Framework metrics through Python and Big Query.
• Support development of policies, practices, and other control mechanisms to manage key enterprise risks
• Monitor and report on international legal entities' aggregate risk profile, initiating appropriate actions to ensure adherence to risk appetite
• Support the creation of dashboards and other reporting tools for all major risk types and provide regular updates to applicable Legal Entity boards, International leadership and Risk leadership

Qualifications

Experience and Background:

• Strong business and risk acumen with a risk-reward control perspective
• Experience in ERM function is preferred
• Strong analytical ability to connect disparate risks with the ability to measure them
• Good understanding of Credit Risk, Fraud Risk, Operational Risk - Data risk, Info & CyberSecurity Risk, Technology Risk, Business Disruption Risk regulatory nuances and banking industry
• Demonstrated ability to successfully manage multiple priorities;
• Advanced degree in business, engineering, economics or a related field is preferred
• Strong knowledge of SQL/ Hive/ Python / R / BigQuery with experience working on dashboards and automation. Hands-on experience on Big Query and Python Coding for Automation is highly preferred.

Leadership Skills:

• Excellent relationship and partner management skills with the ability to build productive relationships across teams and levels of seniority;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate risk observations to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.