Job description

1. Oversee the end-to-end lifecycle management of Standard Payment and Collection Product, including requirements analysis, product planning, solution design, and implementation.

2. Develop a deep understanding of cross-border clearing networks (e.g., SWIFT, SEPA, Fedwire) and design payment routing solutions that meet business growth needs while adhering to multi-jurisdictional regulatory requirements.

3. Build a global payment product framework, optimizing fund processing efficiency and cost structures, while improving settlement speed and cost transparency.

4. Collaborate with banks, clearing institutions, and third-party payment networks to establish a stable ecosystem of payment channel partnerships.

5. Continuously enhance product experiences through data analysis, support the operational team in building operational tools, and establish key metrics monitoring systems (e.g., success rates, timeliness, and cost rates).

Job Requirement

1. Experienced in banking or international payment institution clearing and settlement operations. Familiarity with SWIFT and major domestic clearing systems

2. Having a deep understanding of international clearing networks such as SWIFT, SEPA, ACH, Fedwire, and RTGS, along with hands-on experience in channel integration projects, will be a strong plus.

3. Skilled in customer-focused product design, with an understanding of internet finance service processes, business architecture design, and unique business policies.

4. Strong logical thinking and communication skills, adept at cross-departmental and cross-regional coordination. Data-savvy with a holistic view of product development.

5. A collaborative team player with high resilience, a strong sense of responsibility, and a deep commitment to ownership.

6. Preferably, possesses some business or system architecture capabilities.