WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Responsibilities:

• Evaluate credit applications, ratings, and transactional approvals for existing and new large corporates originated across the Bank's global network.
• Provide credit decisions / approvals on credit propositions/ reviews, temporary excesses and transactional exceptions within authorized lending authority limits.
• Work with Relationship Managers to ensure all credit transactions are in accordance with the Bank's credit policy, credit underwriting standards and risk appetite.
• Monitor sector/industry developments and maintain proactive oversight of allocated portfolios and clients from a client-specific, industry and country perspectives. Work closely with business units to identify early warning signs and provide timely & sound credit risk mitigation strategies for potentially weak credits for early remediation.
• Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on the overall credit quality of exposures, portfolios and formulate action plans to minimize / manage risks identified.
• Provide thought leadership and risk guidance for new business initiatives with a view to develop credit and policy guidelines. Undertake ad-hoc tasks/ projects as may be required from time to time, including active participation in change initiatives to drive efficiency.
• Support, coach and mentor relationship managers and team members, fostering a strong and collaborative work environment.

Qualifications:

• University degree with at least 10 years of banking experience in managing a portfolio of large corporates.
• Good knowledge of ESG and the impact/opportunities on corporates across specific/different industries.
• Strong credit/risk assessment and analytical skills with proven ability to work independently and as part of a credit risk team.
• Good understanding of loan documentation and credit processes.
• Excellent communication and stakeholder management skills, with an ability to clearly articulate and defend credit views to business counterparts and senior management.

What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.