Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values - Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

Strategic Leadership in Deposits

• Provide strategic direction to deposit product managers across markets.
• Drive deposit growth, cost optimization, and embed a strong risk culture.
• Champion product innovation and suitability to enhance long-term customer franchise value.
• Act as a gatekeeper for deposit initiatives, ensuring alignment with strategy, customer experience, and operational readiness.

Regional Strategy & Harmonization

• Lead the development and execution of regional deposit strategies.
• Harmonize product development across markets, ensuring compliance with both local and group standards.
• Oversee regional product shelf management to balance local needs with group strategy.
• Drive key regional deposit business and financial metrics to support overall growth.

Stakeholder Engagement & Governance

• Cultivate strong relationships with internal stakeholders including Finance, Legal, Compliance, Technology, Channels, TMRW, and GRM.
• Establish the right environment and procedures to ensure adherence to internal policies and regulatory requirements.

Financial Integrity & Franchise Growth

• Manage both sides of the balance sheet, focusing on cost of funds (COF) and net interest margin (NIM).
• Lead regional portfolio initiatives including cross-sell, upsell, and acquisition strategies.
• Promote sticky transactional CASA and drive product acquisition across the region.

Group Deposits Head Requirements:

• Bachelor's degree or higher
• More than 15 years of experience in banking or financial services industry, with demonstrated expertise in deposits, product management, and regional strategy
• T reasury/balance sheet skillset will be ideal
• Proven ability to lead regional harmonization, ensuring strategic alignment, regulatory compliance, and operational readiness across jurisdictions.
• Strong stakeholder leadership, with demonstrated success in influencing cross-functional teams including channels, segments, finance, legal, compliance, and technology
• Strategic mindset with executional rigor, capable of driving innovation, portfolio optimization, and customer-centric deposit initiatives at scale.

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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