VP - Credit Portfolio Management - SMBC

Sumitomo Mitsui Banking Corporation Singapore

Posted 23 days ago Permanent Competitive

Job Responsibilities

Credit Risk Management
- Prepare high-quality credit applications, reports, risk assessments including comprehensive financial and sensitivity analyses and validation of key assumptions for a portfolio of transactions including but not limited to leverage/acquisition financing and structured credit (core requirement) as well as fund finance and/or real estate financing.
- Distil complex credit structures and risk considerations into clear, concise and well-structured applications that are easily understood by approvers (management and/or Credit).
- Ensure credit applications and consent requests are circulated, reviewed and approved in a timely manner, with high standard of accuracy, minimal errors and no overdue submissions.
- Maintain strong collaborative working relationship with key stakeholders (eg credit department, origination teams) and respond promptly and effectively to credit-related queries questions or requests.
- Engage proactively with CPM team members by providing regular updates, participating in portfolio discussions and escalating material risks or issues early to Team Lead/Head of CPM where required.
Control and Compliance Management
- Ensure full adherence to regulatory requirements, internal policies, procedures and compliance standards across the portfolio; support audit or regulatory remediation efforts where required.
- Prepare for and respond promptly and comprehensively to internal and external audit requests.
- Deliver accurate, timely and high-quality reports required by regulators, head office and internal stakeholders.
Collaboration and Leadership
- Demonstrate strong teamwork while being able to work independently with a high level of self-motivation, ownership and accountability.
- Actively share knowledge and best practices.

Job Requirements

An experienced professional with 7-10 years of relevant experience in credit risk analysis and portfolio management with leverage/acquisition financing and structured credit as core area of expertise, and exposure to fund finance and/or real estate financing.
Strong credit judgment with deep expertise in evaluating complex capital structures, collateral pools, and bespoke financing solutions; well-versed in credit risk assessment, credit controls, and related administrative processes.
High proficiency in financial modelling, supported by strong numerical and financial acumen; able to interpret financial information, assess and update cashflow projections, and conduct sensitivity analyses.
Excellent analytical, quantitative, and problem-solving capabilities.
Strong stakeholder management and communication skills, with a proven track record of effective engagement with senior stakeholders, credit committees, and control functions.
Ability to manage multiple priorities, perform effectively under tight deadlines, and contribute to cross-functional projects or initiatives.
Demonstrated strategic mindset, with a focus on portfolio optimisation, portfolio quality, and forward-looking risk management.

Job ID 1405336333

Please Stay Alert to Potential Scams

We would like to remind you that eFinancialCareers is a job board and does not conduct hiring or ask for payment or any financial details as part of the job application process.

If you receive any suspicious messages claiming to be from us or a hiring company, we urge you not to click on any links and not to reply to the message itself.

Instead, please report the message to our support team at support@efinancialcareers.com.

It is advisable to always verify job offers directly with the hiring company.

More Jobs From Sumitomo Mitsui Banking Corporation