Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

1. Portfolio Management & P&L Ownership

• Drive Business Performance: Take full ownership of the multi-billion-dollar Fixed Income (bonds, structured notes) and FX (cash FX, dual-currency investments, structured products) P&L across the Personal Financial Services franchise.
• Commercial Strategy: Formulate and execute yield-enhancing strategies, pricing frameworks, and volume growth initiatives to maximize net interest income and fee revenue.

2. Platform Architecture & Sales Tool Innovation

• Tool & Platform Development: Design, launch, and optimize digital tools for sales teams and self-serve client platforms, focusing on execution speed, portfolio risk management, and automated due diligence.
• FinTech Tech Integration: Partner closely with Technology, Quant, and UX teams to build scalable trade execution systems and intelligence tools that empower relationship managers and advisors.

3. End-to-End Product Lifecycle & Operations

• Product Governance: Lead the full product lifecycle from ideation, structuring, and onboarding to continuous monitoring, enhancement, and eventual sunsetting.
• Process Optimization: Streamline end-to-end product sales flows, settlement processes, and risk checks to reduce friction for frontline staff and enhance the end-client experience.

4. Advisory, Marketing & Campaign Execution

• Market Advisory: Translate macro market dynamics, yield curve movements, and central bank policies into actionable investment insights and sales ideas for relationship managers and clients.
• Go-To-Market Campaigns: Design and execute high-converting marketing campaigns, promotional offers, and educational content to boost client adoption and transaction velocity across channels.

5. Regulatory Management & Executive Reporting

• Compliance & Governance: Oversee regulatory suitability, product due diligence, cross-border considerations, and risk frameworks in alignment with local and regional financial regulations.
• Senior Stakeholder Engagement: Prepare strategic business updates, product performance analytics, and growth roadmaps for executive management.

Qualifications & Experience

• Education: Degree or Polytechnic Diploma in Finance, Economics, Financial Engineering, Business, or a related quantitative field.
• Banking Experience: 3 to 5 years of experience in wealth management, global markets, investment banking, or financial services. Prior experience in Product Management or Structured Products is an advantage.
• Domain Expertise: Strong foundational knowledge of Fixed Income securities, FX markets, yield curves, and derivative/structured products. Experience in investment advisory or client portfolio structuring is highly valued.

Technical & Analytical Toolkit

• Market Data Platforms: Proficiency with Bloomberg Terminal, Refinitiv Eikon, or comparable financial market platforms.
• Data Analytics & Automation: Working knowledge or hands-on experience with SQL, Python, or advanced quantitative analytics tools for data extraction, portfolio modeling, and process automation.
• Digital Acumen: Familiarity with digital wealth platforms, order execution workflows, and API-driven financial applications.

Key Competencies

• Commercial Mindset: Strong business acumen with a proven track record of managing product P&Ls or driving commercial initiatives.
• Collaborative Leadership: Ability to navigate complex matrix organizations, influence cross-functional teams (Tech, Risk, Compliance, Marketing), and lead frontline sales enablement.
• Communication: Exceptional verbal and written presentation skills, capable of synthesizing complex fixed income and FX concepts into simple, persuasive narratives for diverse audiences.

Additional Requirements

Advanced Diploma, University-Bachelor

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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