Investment Associate
Asset-Based Finance & Structured Credit
Location: New York, NY
About the Opportunity
A well-capitalized investment platform is seeking an Investment Associate to join its New York-based structured credit team. The role focuses on evaluating and managing investments across asset-based finance, specialty finance, and securitized credit markets.
This is an opportunity to work within a lean, collaborative team where Associates receive meaningful responsibility and direct exposure to senior decision-makers. The position offers involvement across the full investment lifecycle, from underwriting and execution through portfolio monitoring and ongoing investment management.
Candidates seeking a long-term investing seat with broad exposure to both public and private structured credit opportunities are encouraged to apply.
Key Responsibilities
- Evaluate investment opportunities across asset-based finance, specialty finance, and structured credit markets
- Conduct detailed collateral analysis and assess underlying asset performance
- Build and maintain cash flow models for structured and asset-backed transactions
- Analyze transaction structures, waterfalls, credit enhancement mechanisms, and downside scenarios
- Review offering memoranda, legal documentation, servicing reports, and diligence materials
- Support transaction underwriting, structuring, negotiation, and execution
- Prepare investment recommendations and present findings to senior investment professionals
- Monitor portfolio performance and identify emerging credit risks
- Maintain market coverage across specialty finance originators, investment banks, and structured credit issuers
- Work with large, complex datasets to evaluate performance trends and key investment drivers
- Assist with portfolio analytics, surveillance, and reporting initiatives
- Identify opportunities to enhance research, modeling, and portfolio management processes
Ideal Background
The team is interested in professionals with approximately 3-5 years of experience in one or more of the following areas:
- Esoteric ABS investing
- Asset-based finance
- Specialty finance
- Structured credit investing
- Securitized products investment banking
- ABS capital markets or structuring
- Warehouse lending
- Structured lending
- RMBS or related securitized products
- Structured finance ratings
- Credit-focused buy-side investing
Candidates with adjacent structured products experience and a demonstrated interest in asset-backed investing will also be considered.
Qualifications
- 3-5 years of relevant investment, banking, or structured finance experience
- Strong understanding of securitization structures and collateral-based lending
- Experience analyzing structured transactions and evaluating credit risk
- Advanced financial modeling and cash flow analysis skills
- Strong Excel proficiency
- Familiarity with Intex or comparable structured credit analytics tools
- Experience working with asset-level data and large datasets
- Knowledge of transaction waterfalls, credit enhancement, triggers, and covenant frameworks
- Excellent analytical, quantitative, and communication skills
- Ability to manage multiple workstreams simultaneously
- High attention to detail and strong ownership mentality
- Intellectual curiosity and genuine interest in structured credit investing

Please Stay Alert to Potential Scams
We would like to remind you that eFinancialCareers is a job board and does not conduct hiring or ask for payment or any financial details as part of the job application process.
If you receive any suspicious messages claiming to be from us or a hiring company, we urge you not to click on any links and not to reply to the message itself.
Instead, please report the message to our support team at support@efinancialcareers.com.
It is advisable to always verify job offers directly with the hiring company.