Job Duties
- Assess, evaluate, and authorize secured lending applications in compliance with the Bank's retail credit policies and risk guidelines.
- Partner with business units to coordinate and monitor the end-to-end loan approval process, ensuring timely and efficient credit decisions.
- Establish and maintain strong relationships with key stakeholders to promote effective communication and seamless collaboration.
- Monitor market trends and industry developments to support the competitiveness and relevance of lending products and services.
- Contribute to the review and enhancement of lending policies, procedures, and operational guidelines.
- Support product development initiatives, process improvement projects, and other ad hoc assignments to drive business and service excellence.
Qualifications
- Degree holder in a relevant discipline or possess an equivalent professional qualification.
- At least 5 years of experience in the banking industry, including a minimum of 3 years in consumer or retail lending.
- Familiarity with the Hong Kong property market and knowledge of mortgage operations would be an advantage.
- Strong commercial acumen with excellent analytical, communication, and stakeholder management skills.
- Able to perform effectively in a fast-paced environment, demonstrating resilience and accountability.
- Adaptable to change and capable of overcoming challenges with a proactive mindset.
- Proficient in both written and spoken English and Cantonese.
- Customer-focused with a strong sense of ownership and commitment to delivering high-quality service

Job ID 559843
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